Application. USERS ARE HEREBY NOTIFIED THAT BY USING THE COMPANY APPLICATION IT IS DEEMED THAT THE USERS
DEEMED THAT THE USERS HAVE CONSENTED TO THIS TOU AND THAT THE USER REPRESENTS TO COMPANY THAT THEIR AGE IS
18 YEARS OR MORE THAN 18 YEARS AND THAT THEY ARE AUTHORISED TO USE THE APPLICATION AND TO ENTER INTO THIS
AGREEMENT. IF A USER DISAGREES WITH THE TERMS OF THIS TOU OR THE APPLICATION OR INTENDS TO WITHDRAW THEIR
CONSENT TO THE SAME THEN SUCH USER SHALL IMMEDIATELY CEASE USING THE COMPANY APPLICATION. IF A USER WISHES
TO WITHDRAW CONSENT TO THESE TERMS THEN SUCH USER IS REQUIRED TO COMMUNICATE THE SAME TO THE GRIEVANCE
the Indian Contract Act, 1872, Information Technology Act, 2000, and the Information Technology rules) and
hereby specifies the following terms:-
The User is prohibited from publishing, hosting, displaying, uploading, modifying, transmitting,
posting, communicating, updating or sharing any information that –
- belongs to another person and to which the user does not have any right to;
- is grossly harmful, harassing, abusive, blasphemous; defamatory, obscene, pornographic,
pedophilic, libelous, invasive of another's privacy, hateful, or racially, ethnically
objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise
unlawful in any manner whatever;
- harm minors in any way;
- infringes any patent, trademark, copyright or other proprietary rights and third party
intellectual property rights;
- violates any law for the time being in force;
- deceives or misleads the addressee about the origin of such messages or communicates any
information which is grossly offensive or menacing in nature;
- impersonate another person;
- contains software viruses or any other computer code, files or programs designed to interrupt,
destroy or limit the functionality of any computer resource;
- threatens the unity, integrity, defense, security or sovereignty of India, friendly relations
with foreign states, or public order or causes incitement to the commission of any cognizable
offence or prevents investigation of any offence or is insulting any other nation.
- is invasive of another person's privacy including bodily privacy.
- is insulting or harassing on the basis of gender.
- promotes enmity between different groups on the grounds of religion or caste with the intent to
incite violence. and
- can be considered as unsolicited messages (commercial or otherwise).
Terms and conditions applicable to End Customer
- By (the End Customer) continuing to the use of the Application and providing consent in the
manner specified above, it is hereby agreed that the End Customer has gone through the terms of
information collected by the Advisor from such User.
- The End Customer agrees and acknowledges that the representations and warranties made
pertaining to the products are made by the Advisor and the GoldenTeam shall not be held liable for
any actions of the Advisor.
- The End Customer represents and warrants that it shall be the responsibility of the End
Customer to educate themselves about the plans and benefits of the products, in no event the
GoldenTeam shall be held liable for any loss incurred to the End Customer.
- The End Customer represents and warrants that it shall not share its OTP with any third party
and it is aware of the purpose of collection of its personal information thus the End Customer
is providing the personal information with free consent.
- The End Customer represents and warrants that it is aware of the transaction before
transferring any amount to the Advisor.
- The End Customer shall follow all the precautions before using or purchasing the financial
- If the End Customer wishes to avail the services available on the Application, the End User may
be asked by the Advisor to supply certain information relevant to their interest including,
without limitation, the User's name, User's address, User's phone number, Aadhar No. PAN No. and
such other details as required to provide services.
- The End Customer represents and warrants that the advice or information, whether oral or
written, obtained by the End Customer on the Application will not create any warranty or
guarantee by the GoldenTeam other than those expressly stated herein. Further, the End Customer
agrees and acknowledges that it shall be the responsibility of the End Customer to evaluate the
accuracy, completeness, and usefulness of all opinions, advice, services, merchandise, and other
information provided on the Application.
- The End Customer shall not make any payments to the Advisor for the purchase or investment of
the products and the GoldenTeam in no circumstances shall be held liable for such payments made by
the End Customer.
Terms and conditions applicable to Advisor
- The representations and warranties made by Advisor to the End Customer shall be true and
- The Advisor shall not make any false, unauthorized, or exaggerated disclosures about the
- The Advisor hereby represents and warrants that he/she shall not solicit the prospective leads
to invest or subscribe or purchase the product through coercion including but not limited to
threats, inducements, etc. The Advisor represents and warrants that he/she shall not be entitled
to collect any money on behalf of the End Customer the Advisor shall at all points in time
ensure that he/she does not directly or indirectly demand or accept money, commissions, or
kickbacks from the End Customer.
- By selling, promoting, or marketing the products to the End Customer it is deemed that the
Advisor agrees and accepts and terms of the Service Agreement that shall be accessed through the
- Advisor represents and warrants that the commercials, terms, and conditions pertaining to the
products have dependencies on third parties i.e the financial institutions issuing such products
and thus the GoldenTeam shall not be held liable for any loss incurred by the Advisor.
- Advisor represents and warrants that the Advisor is aware of the plans and benefits of the
If the Advisor wishes to avail the services available on the Application, the Advisor may be asked to
supply certain information without limitation to OTP for signing up, Advisor's name, Advisor's address,
Advisor's phone number, Aadhar No., PAN No., bank details, contact list of Advisor and such other
details as required to provide services. Advisor represents and warrants that the information supplied
by the Advisor is true, correct, and complete.
By submitting such information, the Advisor grants the GoldenTeam the right to provide the information to
third parties for purposes of providing services to the Advisor and End Customer and for such other
- The User agrees to not use any engine, software, tool, agent, or other device or mechanism (such as
spiders, robots, avatars, or intelligent agents) to navigate, hack, reverse engineer or search the
- User agrees and understands that in the event GoldenTeam learns (either through itself or through reports
from other Users or third parties) that the User is contravening with any of the provisions of this TOU
rights and remedies, GoldenTeam shall at all times and its sole discretion be entitled to disable, block,
restrict the User's access to the Application, remove any or all information (including but not limited
to the contravening information) of the User from the Application and suspend or cancel any pending
payments payable to the User. GoldenTeam reserves the right to take these actions without providing notice
to the User. GoldenTeam shall also be entitled to share such information with government authorities,
attorneys, regulatory bodies, and law enforcement agencies.
- The User hereby understands that unless agreed otherwise in writing, GoldenTeam shall not be responsible to
indemnify any losses suffered by the User. The User irrevocably waives any and all rights to make any
claims, file any suits or threaten or initiate any action against the GoldenTeam seeking indemnification.
- The User agrees and acknowledges that GoldenTeam shall at no point in time be liable for the losses,
damages, or expenses suffered by the User owing to the disclosure of information (that is consented by
government, investigative or regulatory authorities) by GoldenTeam . The User agrees and understands the
acknowledges the intimation of revocation of consent by the User and such revocation shall not have
retrospective effect under any circumstances.
- IT IS HEREBY EXPLICITLY CLARIFIED THAT THE COMPANY SHALL NOT BE LIABLE AND DOES NOT EXPRESSLY OR
IMPLIEDLY MAKE ANY WARRANTIES TO THE ACCURACY, TECHNICAL CORRECTNESS, BONAFIDE, OR AUTHENTICITY OF ANY
INFORMATION ON THE APPLICATION (INCLUDING BUT NOT LIMITED TO PRICE, DESCRIPTION, ADVERTISEMENTS, CONTENT
ON THIRD-PARTY LINKED WEBSITES) AND THAT (UNLESS OTHERWISE AGREED IN WRITING BETWEEN THE INFORMATION
PROVIDER AND COMPANY) COMPANY IS PUBLISHING THEM ON AN AS-IS BASIS OR BASED ON THE INPUTS RECEIVED FROM
SUCH INFORMATION PROVIDERS. COMPANY SHALL NOT BE LIABLE FOR THE ACTS OR OMISSIONS OF THE USERS THAT
RESULT IN THIRD-PARTY INTELLECTUAL PROPERTY RIGHT INFRINGEMENT.
- WHILE THE COMPANY MAY EXERCISE BEST EFFORTS WITH REGARD TO THE TECHNICAL UPKEEP, MAINTENANCE, AND
AVAILABILITY OF THE APPLICATION, THE COMPANY SHALL UNDER NO CIRCUMSTANCES BE RESPONSIBLE FOR ANY LOSS OF
DATA OF THE USER OR FOR FAILURE OF THE APPLICATION OR APPLICATION RELATED PROBLEMS (TECHNICAL OR
OTHERWISE). FURTHER, IT IS HEREBY CLARIFIED THAT THE COMPANY MAY AT ANY POINT IN TIME AND AT ITS SOLE
DISCRETION MIGRATE, TRANSFER OR SHUT DOWN OR MODIFY THE APPLICATION OR ANY PART THEREOF WITHOUT NOTICE
TO THE USER.
- It is hereby clarified that in the event the User notices any content on the Application that infringes
the intellectual property rights of any third party then the User shall have the option to report the
of such reports GoldenTeam shall act in a time-bound manner in this regard. For other general feedback and
to reach out to us on the "contact us" page of the Application.
IT IS HEREBY CLARIFIED THAT THE COMPANY'S (AND ITS PARTNERS) GROSS LIABILITY ARISING OUT OF OR IN
CONNECTION WITH ANY DISPUTES, LOSSES, DAMAGES OR EXPENSES INCURRED OR SUFFERED BY THE USER BY THE USE OF
THE APPLICATION OR THE CONTENT THEREIN OR SERVICES PROVIDED BY COMPANY SHALL NOT EXCEED RS.1,000/-
(RUPEES ONE THOUSAND ONLY). THE COMPANY SHALL UNDER NO CIRCUMSTANCES BE HELD LIABLE FOR INDIRECT,
SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES
FOR LOSS OF PROFITS, LOST REVENUES HOWEVER CAUSED, AND UNDER ANY THEORY OF LIABILITY, INCLUDING BUT NOT
LIMITED TO CONTRACT OR TORT AND WHETHER OR NOT WAS OR SHOULD HAVE BEEN AWARE OR ADVISED OF THE
POSSIBILITY OF SUCH DAMAGE AND NOTWITHSTANDING THE FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED STATED
IT IS FURTHER CLARIFIED THAT THE COMPANY SHALL NOT BE RESPONSIBLE, IN ANY MANNER, WHATSOEVER FOR ANY
DELAY OR FAILURE TO MEET ITS OBLIGATION UNDER THE TERMS AND CONDITIONS WHICH MAY BE CAUSED DIRECTLY OR
INDIRECTLY DUE TO FAILURE ON THE PART OF THE ADVISOR FOR UNAVAILABILITY/UNRESPONSIVENESS OR FAILURE TO
PROVIDE COMPLETE AND ACCURATE INFORMATION.
- IN THE EVENT COMPANY FACES ANY SUITS OR CLAIMS OR SUFFERS ANY - LOSSES OR DAMAGES OR INCURS ANY EXPENSE
OWING TO THE ACTS OR OMISSIONS (INCLUDING BUT NOT LIMITED TO THE CONTRAVENTION OF THIS TOU OR PRIVACY
POLICY OR APPLICABLE LAW) OF THE USER THEN SUCH USER SHALL FULLY AND WITHOUT LIMITATION INDEMNIFY,
PROTECT AND HOLD HARMLESS COMPANY, ITS DIRECTORS, EMPLOYEES AND ASSOCIATES FROM AND AGAINST SUCH LOSSES.
- In the event GoldenTeam has executed a separate written agreement with the User pertaining to the subject
of such specific agreement (to the extent of the conflicting portion only) shall prevail.
be subject to Arbitration by a sole arbitrator appointed by GoldenTeam and the courts of Bangalore shall
have the exclusive jurisdiction to decide any disputes between the parties (i.e. for obtaining interim
relief and/or for enforcing the arbitral award). User and GoldenTeam shall bear their respective cost
incurred during the dispute resolution process.
to terminate the access or usage rights of the Users and/or suspend/freeze/block the wallet or account
of the User.
unenforceable, the parties hereby agree that such term or condition shall be deemed to be deleted and
the remainder of the TOU shall continue in force without such term or condition.
other policies shall constitute a waiver on our part of such rights or remedies unless such waiver is
confirmed in writing.
- GoldenTeam shall not be liable for any failure or delay in performing any of its obligations under this TOU
force-majeure event (including but not limited to natural disasters, strikes, lock-outs, labour
problems, work stoppages, riots, acts of terrorism, technical problems or failures, delays or failure of
services by vendors).
- User is responsible for making all arrangements necessary for them to have access to the Application and
thereby the Services. User is also responsible for ensuring that any persons who access the Application
through the User's account is aware of these terms and that they shall comply with them. User and such
persons are jointly and severally responsible and liable for all activities that take place or occur
under the User's account. User agrees that their ability to log into their account is dependent upon
external factors such as internet service providers and internet network connectivity and GoldenTeam shall
not be liable to User for any damages arising from your inability to log into the User account. User
hereby agrees and represents that the User is in compliance with applicable law. The User agrees and
acknowledges that the GoldenTeam shall not be held liable or made a party to any dispute between the User,
and the User shall be responsible to indemnify the GoldenTeam from and against any losses, damages, or
claims that are made or threatened to be made against the GoldenTeam .